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Earn cash back and rewards back into your pockets by choosing the right card best suited for you along with responsible credit habits!

Cash back credit cards can be a great asset to your credit card profile as they offer a percentage back on everyday spending that you already spend anyways. These type of cards help you as the consumer save up to 1% to 2% of all credit card purchases charged. The amount may be small but may become advantageous to a diligent spender over a course of time. These types of cards are only worthwhile if you can responsibly pay your bill on time and in full every single month to take advantage of the program.  Otherwise, you will be dinged with interest charges and late fees that will ultimately work against ever having the card in the first place.

Below are a quick review of each cash back card and links to the card’s website and full review of each individual card. Please visit our CREDIT FAQ page if you have any question regarding credit cards and terminology.

As a

Name & CardCash BackPurchase APRAnnual FeeCredit NeededHighlights!
Chase Quicksilver
capitalone_quicksilverone

$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases0% Introductory APR on purchases for 12 billing cycles,
then 13.24% - 23.24% Variable APR on purchases
$0Excellent, Good1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity

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Chase Freedom
Cash Back - Chase Freedom

$150 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchases0% for 15 Months,
then 14.24-23.24% variable
$0GoodExcellent combination of cash back rewards and 0% intro APR; $150 bonus opportunity

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Citi Double Cash
Citi Double Cash

1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time0% for 15 months,
then 13.24-23.24% Variable
$0ExcellentUp to 3% cash back on everyday spending; $100 bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers. Terms apply.

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Blue Cash Everyday® Card from American Express
amex bluecash
3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.0% for 15 months, then 13.24%-22.24% Variable$0ExcellentUp to 3% cash back on everyday spending; $100 bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers. Terms apply.
Name & CardCash BackPurchase APRAnnual FeeCredit NeededHighlights!
Barclaycard CashForward World Mastercard®
Barclaycard CashForward World Mastercard®
1.5% cash back on all purchases, $100 bonus after spending $500 in first 3 mos.0% for first 12 months, then 15.24%, 19.24% or 23.24%* Variable$0Excellent, Good1.5% on all purchases; $100 bonus; unlimited cash back; 12-mo 0% APR on purchases and balance transfers.

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Capital One® Quicksilver® Cash Rewards Credit Card

capitalone_quicksilver
$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases0% until Sep 2016, then 12.99% - 22.99% (Variable)$0Excellent-Good1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity

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BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card
Earn 3% cash back on gas & 2% at grocery stores for first $1,500 in combined gas & grocery store purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending at least $500 in purchases in first 90 days0% Introductory APR on purchases for 12 billing cycles,
then 13.24% - 23.24% Variable APR on purchases
$0Excellent-GoodCombines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus offer

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Blue Cash Everyday® Card from American Express
amex bluecash
Earn 3% cash back on gas & 2% at grocery stores for first $1,500 in combined gas & grocery store purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending at least $500 in purchases in first 90 days0% Introductory APR on purchases for 12 billing cycles,
then 13.24% - 23.24% Variable APR on purchases
$0Excellent-GoodCash back rewards card that contributes to breast cancer cause; $100 online-exclusive bonus offer
Name & CardCash BackPurchase APRAnnual FeeCredit NeededHighlights!
Chase Quicksilver
capitalone_quicksilverone

$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases0% Introductory APR on purchases for 12 billing cycles,
then 13.24% - 23.24% Variable APR on purchases
$0Excellent, Good1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity

Apply Now


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Chase Freedom
Cash Back - Chase Freedom

$150 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchases0% for 15 Months,
then 14.24-23.24% variable
$0GoodExcellent combination of cash back rewards and 0% intro APR; $150 bonus opportunity

Apply Now


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Citi Double Cash
Citi Double Cash

1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time0% for 15 months,
then 13.24-23.24% Variable
$0ExcellentUp to 3% cash back on everyday spending; $100 bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers. Terms apply.

Apply Now


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Blue Cash Everyday® Card from American Express
amex bluecash
3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.0% for 15 months, then 13.24%-22.24% Variable$0ExcellentUp to 3% cash back on everyday spending; $100 bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers. Terms apply.

Best Cash Back Card

amex_bluecash_preferred

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Blue Cash Preferred® Card from American Express



  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit

  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.

  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases (then 1%), 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.

  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.

  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.

  • Terms and limitations apply

  • Blue Cash Preferred® Card from American Express
    $75 annual fee.
    0% Intro APR: 0% APR introductory rate for 15 months on purchases and balance transfers, then purchase APR.
    Purchase APR: 13.24% - 22.24% Variable, depending on credit history.
    Balance Transfer APR: 0% intro APR for 15 months on balance transfers, then 13.24% - 22.24% Variable, depending on credit history.
    Balance Transfer Fee: Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.
    Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
    Late Payment Fee: Up to $37.
    Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
    APR for Cash Advances: 25.49%
    Penalty APR: 29.49%
    Returned Payment Fee:Up to $37

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